Consumer Lending Software | Retail Loan Origination System (RLOS)

Consumer / Retail Loan Origination Software

Implement a flexible and responsive consumer lending application, built on a configurable platform, to enable seamless loan origination in a dynamic, paperless environment. Automate the complete retail loan process—pre-screening, application processing, underwriting, and disbursal—across a wide range of loan products. Additionally, leverage straight-through processing to deliver an enhanced customer experience.

Digitized Lending Processes

Automated retail credit origination, approval, and monitoring processes in a paperless environment
Straight-through processing for a quicker loan lifecycle

Multi-channel Loan Application

Omni-channel and multi-device initiation of loan applications
Intuitive self-service customer portals and end-to-end visibility of the loan lifecycle

Lending Risk Management

Intelligent underwriting and credit analysis processes to identify possible defaulters and reduce risk
Internally developed scoring engines and integration with external credit bureaus

Configurable Rules and Templates

Reduced manual intervention and effective decision-making with the rules management system
Customer and product-specific data capture through configurable templates

Lending Audits and Reporting

Comprehensive auditing capabilities for increased compliance with dynamic regulatory requirements
Process standardization with drilled-down monitoring of service levels

Integration with Third-party Systems