Consumer/Retail Loan Origination Software
Implement a flexible and responsive consumer lending application, built on a configurable platform, to enable seamless loan origination in a dynamic, paperless environment. Automate the complete retail loan process—pre-screening, application processing, underwriting, and disbursal—across a wide range of loan products. Additionally, leverage straight-through processing to deliver an enhanced customer experience.
Digitized Lending Processes
- Automated retail credit origination, approval, and monitoring processes in a paperless environment
- Straight-through processing for a quicker loan lifecycle
Multi-channel Loan Application
- Omni-channel and multi-device initiation of loan applications
- Intuitive self-service customer portals and end-to-end visibility of the loan lifecycle
Lending Risk Management
- Intelligent underwriting and credit analysis processes to identify possible defaulters and reduce risk
- Internally developed scoring engines and integration with external credit bureaus
Configurable Rules and Templates
- Reduced manual intervention and effective decision-making with the rules management system
- Customer and product-specific data capture through configurable templates
Lending Audits and Reporting
- Comprehensive auditing capabilities for increased compliance with dynamic regulatory requirements
- Process standardization with drilled-down monitoring of service levels
Integration with Third-party Systems
- Third-party integration with rating applications, credit bureau systems, and more
- Integration with legacy applications and core banking solutions
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