Consumer / Retail Lending

Automate your retail lending process to manage risk and increase efficiency.

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 Consumer / Retail Loan Origination Software - Consumer / Retail Lending

Consumer / Retail Loan Origination Software


Implement a flexible and responsive consumer lending application, built on a configurable platform, to enable seamless loan origination in a dynamic, paperless environment. Automate the complete retail loan process—pre-screening, application processing, underwriting, and disbursal—across a wide range of loan products. Additionally, leverage straight-through processing to deliver an enhanced customer experience.

 -  - Consumer / Retail Lending
Consumer / Retail Lending

Digitized Lending Processes

  • Automated retail credit origination, approval, and monitoring processes in a paperless environment
  • Straight-through processing for a quicker loan lifecycle

Multi-channel Loan Application

  • Omni-channel and multi-device initiation of loan applications
  • Intuitive self-service customer portals and end-to-end visibility of the loan lifecycle

Lending Risk Management

  • Intelligent underwriting and credit analysis processes to identify possible defaulters and reduce risk
  • Internally developed scoring engines and integration with external credit bureaus
Consumer / Retail Lending

Configurable Rules and Templates

  • Reduced manual intervention and effective decision-making with the rules management system
  • Customer and product-specific data capture through configurable templates

Lending Audits and Reporting

  • Comprehensive auditing capabilities for increased compliance with dynamic regulatory requirements
  • Process standardization with drilled-down monitoring of service levels

Integration with Third-party Systems

  • Third-party integration with rating applications, credit bureau systems, and more
  • Integration with legacy applications and core banking solutions

Solutions for Lending

Consumer / Retail Lending

Automate your consumer / retail lending process to manage...

Commercial Lending

Ensure compliance and process efficiency throughout the...

Small Business Lending

Deploy small business lending software within weeks and...

SBA Lending

Help small businesses with a full-proof lending process for...

SME Lending

Empower small and medium enterprises with a streamlined SME...

Mortgage Lending

Streamline your mortgage lending processes for greater...

Success Stories

Improved retail loan processing capacity by 80% - Consumer / Retail Lending
Improved retail loan processing capacity by 80%
Leading Caribbean bank streamlines retail lending operations to increase processing capacity and efficiency while...
45% faster commercial loan disbursal - Consumer / Retail Lending
45% faster commercial loan disbursal
New York-based bank automates commercial loan origination processes to improve their customer experience and achieve...
Reduced turnaround time from 5 days to 1 day - Consumer / Retail Lending
Reduced turnaround time from 5 days to 1 day
Bank Dhofar unifies end-to-end commercial lending processes on a single interface for increased efficiency, employee...

Learn more

Case Study: A Middle Eastern Bank Transforms Retail Lending Process with Newgen

Case Study

A Middle Eastern Bank Transforms Retail Lending Process...

The bank is a leading financial institution in the Middle East, with nearly four decades ...

Brochure: Newgen Commercial Loan Origination Software

Brochure

Newgen Commercial Loan Origination Software

Modern financial institutions are adapting to the demands of an increasingly dynamic and unpredictable business ...

eBook: Implementing a Lending Solution

eBook

Implementing a Lending Solution

As a business leader in the financial services industry, you want to streamline your lending ...

Case Study: A Leading Middle Eastern Bank Modernizes its Commercial Loan Origination Process with Newgen

Case Study

A Leading Middle Eastern Bank Modernizes its Commercial...

The client is one of the leading Islamic banks in the Middle East. It offers ...