SME Lending Software | SME Lending Solutions

SME Loan Automation Software

Leverage a simple, easy-to-use interface to automate your small and medium enterprise (SME) loans lifecycle. Streamline your end-to-end SME onboarding and lending processes in a digital environment. Seamlessly integrate with legacy systems and third-party applications to maximize your existing investments and future-proof your enterprise with agility, scalability, and efficiency.

- - Small and Medium Enterprise (SME) Lending

Intelligent Credit Decisioning

Straight-through processing of SME loan applications using a credit-decisioning engine
Comprehensive credit-assessment tools that consider account financial information, ratio analysis, account conduct, and pricing, etc.

SME Lending Rules and Templates

Configurable rules-driven underwriting and decisioning
Pre-defined, bank-specific templates to easily generate loan packages

Holistic View of SME Loan Accounts

Automated follow-ups and historical logs to track delinquent accounts
Due diligence through peer group analysis, trade checks, real-time pipeline views, etc.

Seamless Customer Experience

Ensuring ease of use, convenience, intuitive assistance, and auto-KYC verification
Reduction in duplicate data entry and error rates

Intelligent Loan Underwriting

Better insights into high profile accounts to facilitate cross and upselling and competitive loan underwriting
Scalability and efficiency for disbursing more profitable loans

SME Lending Compliance and Risk Management

Process standardization and comprehensive monitoring of service levels across the lending lifecycle
Methodical portfolio monitoring and automated tracking of collaterals and covenants for reduced risk

Lending Solutions

Consumer/Retail Lending

Automate your consumer/retail lending process to manage...

Commercial Lending

Ensure compliance and process efficiency throughout the...

Small Business Lending

Deploy small business lending software within weeks and...

SBA Lending

Help small businesses with a full-proof lending process...

SME Lending

Empower small and medium enterprises with a streamlined...

Mortgage Lending

Streamline your mortgage lending processes for greater...

NBFC Lending

Newgen's Cloud-based Lending Solution for NBFCs

Accelerating digital
across 20 branches

Learn how Wilson Bank & Trust is leveraging Newgen’s Digital Transformation Platform for online account opening, business banking, and small business lending.

Seamless Integration with
Fintech Partners

Watch this video to understand how Advia Credit Union is leveraging Newgen to seamlessly integrate with fintech partners and transform member experience.

Enhancing Account
Opening process

Learn how Georgia’s Own Credit Union leverages Newgen’s Account Origination platform to minimize time taken to open an account, and easily integrate with third party systems.

Why Newgen is the
Partner of Choice

Watch this video to learn why Newgen is the partner of choice for Old Point National Bank.

Credit offers
in less than 1 minute

Qander Consumer Finance leverages Newgen’s automation platform to transform and automate their banking processes, delivering credit offers to customers in under a minute.

50%
reduction in cost

Nancy Foster, SVP and Credit Administrator, talks about using Newgen’s solutions to digitally transform BNB Bank’s banking processes for improved customer experience.

Turnaround time reduced
from day to an hour

Equity bank was able to deliver consistent customer experience across all channels, embrace mobile-first approach & eliminate process inefficiencies using Newgens' Online Account Opening Solution.

Learn more