Commercial Loan Origination Software

Intelligently disburse and manage commercial loans for a seamless customer experience.

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 Commercial Loan Origination Software - Commercial Lending

Commercial Loan Origination Software


Originate, process, disburse, and monitor commercial loans with our commercial loan origination software, built on a unified digital platform. Gain better insights into your high-profile accounts to enhance profitability and underwrite loan applications competitively. Leverage online, self-service portals for various stakeholders, including borrowers, brokers, appraisers, and more, to ensure seamless communication and request fulfillment. Streamline your go-to-market and stay on top of regulatory requirements, all while empowering your relationship managers with the tools to deliver an unparalleled customer experience.

Commercial Lending

Single platform for all loan products

  • Supports C&I, CRE, SBA, Small business, and Consumer lending products
  • Automated segregation of loans based on loan value, loan type, and exposure

Digital Channels for new age lending

  • Omni-channel portals for borrowers for loan submission
  • Portal access for all participants in the loan process including brokers, vendors, attorneys, participants etc.

Intelligent Underwriting and Risk Rating

  • Configurable spreading with individual, entity, and collateral analysis with flexible loan presentation
  • Rule-based, configurable risk rating module and workflow-based exception management and tracking

Loan Portfolio Monitoring and Analysis

  • Portfolio monitoring and automated tracking and retrieval of collaterals and covenants
  • Automated validations and customer alerts through the borrower portal, related to missing data and documents
Commercial Lending

Management of Leads and Customer Relationships

  • Integrated prospecting module to manage and review customer relationships
  • Lead management capabilities, including lead creation, activity scheduling, reminders, and pipeline management

Integrated Loan Closing & Automation

  • Tight integration with document management & preparation engines for generating loan package
  • Automated requests to attorneys for document generation and coordination through the attorney portal

Integration Functionality

  • Real-time integration with CRM, credit bureaus, flood check, appraisal sites, doc prep engine, e-sign applications, and core banking system
  • Single view for all participants in the lending process. No duplicate data entry

360-degree Visibility

  • Dashboards to generate operational, productivity, and investigative reports
  • Real-time alerts on critical business events, including non-compliance and delinquent loans

Ensuring Real Outcomes for Every Role

Chief Executive Officer

Responsible for overall business strategy, CEOs can leverage Newgen’s commercial lending software to ensure cost efficiency while maintaining credit compliance, risk management, and overseeing credit growth. All of this enables them to deliver a greater ROI to stakeholders, including customers, employees, and partners.

  • Increased profitability and revenue
  • Quicker loan disbursal for financial institutions
  • Higher volume of loan originations
  • Rapid deployment for a faster ROI
  • Faster time to market

Chief Lending Officer

With a focus on monitoring and growing credit, CLOs can maintain a healthy portfolio mix, drive market penetration, and reduce costs by leveraging a robust commercial lending solution. This further allows lenders to manage stakeholder relationships and ensure a faster ROI.

  • Simplified communication using digital portals
  • Improved productivity of loan officers and underwriters
  • Shorter turnaround times
  • Automated decisions for small value loans
  • Greater frequency of first time right processing

Chief Operating Officer

COOs are responsible for streamlining operations, maintaining efficiencies, and ensuring real-time visibility and transparency throughout the lifecycle of loans. A commercial loan origination software can help them seamlessly manage documentation, loan servicing, funding, and closing, among other things.

  • Increased number of loans serviced per staff (FTE)
  • Improved productivity and an optimized workforce
  • Centralized document access and processing
  • Reduced operational costs
  • Enhanced application tracking and monitoring

Chief Risk Officer

Responsible for ensuring compliance and mitigating risk, CROs can implement robust commercial loan origination software to safeguard their organization. The software can help CROs manage credit risk, control risk distribution, ensure effective risk rating, and much more.

  • Enhanced portfolio risk monitoring and mitigation
  • Dynamic credit risk modeling
  • More effective risk rating models and scorecards
  • Ensured continuous improvement
  • Integrated financial analysis
  • Improved data governance and management

Chief Information Officer

CIOs are primarily responsible for ensuring technological advancement and modernization. With a commercial loan origination software, they can develop and implement new or upgraded systems, while ensuring scalability and adaptability, to support business goals.

  • Modern, adaptable, and configurable software built on a low code platform
  • Stronger data analytics and a centralized repository for data and documents
  • Quicker provisioning with cloud deployment
  • Ease of integration with core and third-party systems

Integrations

 -  - Commercial Lending

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