Commercial Loan Origination Software

Intelligently disburse and manage commercial loans for a seamless customer experience.

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 Commercial Loan Origination Software - Commercial Lending

Commercial Loan Origination Software


Originate, process, disburse, and monitor commercial loans with our commercial loan origination software, built on a unified digital platform. Gain better insights into your high-profile accounts to enhance profitability and underwrite loans competitively. Leverage online, self-service portals for various stakeholders, including borrowers, brokers, appraisers, and more, to ensure seamless communication and request fulfillment. Achieve a faster go-to-market and stay on top of regulatory requirements, all while empowering your relationship managers with the tools to deliver an unparalleled customer experience.

Newgen’s Commercial Loan Origination Software

Ensuring Real Outcomes for Every Role

Chief Executive Officer

Responsible for overall business strategy, CEOs can leverage Newgen’s commercial lending software to ensure cost efficiency while maintaining credit compliance, managing risk, and overseeing credit growth. All of this enables them to deliver a greater ROI to stakeholders, including customers, employees, and partners.

  • Increased profitability and revenue
  • Quicker loan disbursal
  • Higher volume of loan originations
  • Rapid deployment for a faster ROI
  • Faster time to market

Chief Lending Officer

With a focus on monitoring and growing credit, CLOs can maintain a healthy portfolio mix, drive market penetration, and reduce costs by leveraging a robust commercial lending solution. This further allows them to manage stakeholder relationships and ensure a faster ROI.

  • Simplified communication using digital portals
  • Improved productivity of loan officers and underwriters
  • Shorter turnaround times
  • Automated decisions for small value loans
  • Greater frequency of first time right processing

Chief Operating Officer

COOs are responsible for streamlining operations, maintaining efficiencies, and ensuring real-time visibility and transparency across all processes. A commercial loan origination software can help them seamlessly manage documentation, loan servicing, funding, and closing, among other things.

  • Increased number of loans serviced per staff (FTE)
  • Improved productivity and an optimized workforce
  • Centralized document access and processing
  • Reduced operational costs
  • Enhanced application tracking and monitoring

Chief Risk Officer

Responsible for ensuring compliance and mitigating risk, CROs can implement a robust commercial loan origination software to safeguard their organization. The software can help CROs manage credit risk, control risk distribution, ensure effective risk rating, and much more.

  • Enhanced portfolio risk monitoring and mitigation
  • Dynamic credit risk modeling
  • More effective risk rating models and scorecards
  • Ensured continuous improvement
  • Integrated financial analysis
  • Improved data governance and management

Chief Information Officer

CIOs are primarily responsible for ensuring technological advancement and modernization. With a commercial loan origination software, they can develop and implement new or upgraded systems, while ensuring scalability and adaptability, to support business goals.

  • Modern, adaptable, and configurable software built on a low code platform
  • Stronger data analytics and a centralized repository for data and documents
  • Quicker provisioning with cloud deployment
  • Ease of integration with core and third-party systems
  • Lower maintenance costs
 -  - Commercial Lending
Commercial Lending

Provisions for All Loan Types

  • Automated segregation of loans based on loan value, loan type, and exposure
  • Separate application, underwriting, risk rating, and approval workflow based on loan type

Portfolio Monitoring and Analysis

  • Portfolio monitoring and automated tracking and retrieval of collaterals and covenants
  • Automated validations, and customer alerts through the borrower portal, related to missing data and documents

Intelligent Underwriting and Risk Rating

  • Underwriting module to adopt bank-specific spreading requirements, featuring templates for C&I and CRE
  • Advanced analysis on global cash flows, global DSCR, discounted cash flows, property analysis, and stress testing
  • Configurable loan presentation with pick-and-choose sections, spreads, and narrative
  • Rule-based, configurable risk rating module and workflow-based exception management and tracking

Management of Leads and Customer Relationships

  • Integrated CRM module to manage and review customer relationships
  • Lead management capabilities, including lead creation, activity scheduling, reminders, and pipeline management
  • Seamless flow of lead data and documents into loan origination system
Commercial Lending

Integrated Loan Closing

  • Tight integration with industry standard document preparation engines for generating loan packages
  • Automated requests to attorneys for document generation and coordination through attorney portal
  • Integration with multiple third-party systems, including CRM, credit bureau, property appraisal services, OFAC, title searches, lien searches, document preparation engine, pricing engine, CECL, and HMDA compliance

Rapid Loan Origination and Renewal

  • Instant loan booking with seamless two-way integration into the core banking system
  • Fast-tracked loan review and renewal process with auto-data population and exception-based approvals

360-degree Visibility

  • Dashboards to generate operational, productivity, and investigative reports
  • Personalized dashboards based on users’ profile
  • Real-time alerts on critical business events, including non-compliance and delinquent loans

Integrations

 -  - Commercial Lending

Solutions for Lending

Consumer/Retail Lending

Automate your consumer/retail lending process to manage risk...

Commercial Lending

Ensure compliance and process efficiency throughout the...

Small Business Lending

Deploy small business lending software within weeks and...

SBA Lending

Help small businesses with a full-proof lending process for...

SME Lending

Empower small and medium enterprises with a streamlined SME...

Mortgage Lending

Streamline your mortgage lending processes for greater...

Success Stories

Improved retail loan processing capacity by 80% - Commercial Lending
Improved retail loan processing capacity by 80%
Leading Caribbean bank streamlines retail lending operations to increase processing capacity and efficiency while...
45% faster commercial loan disbursal - Commercial Lending
45% faster commercial loan disbursal
New York-based bank automates commercial loan origination processes to improve their customer experience and achieve...
Increased same-day loan disbursal by 65% - Commercial Lending
Increased same-day loan disbursal by 65%
The bank is a leading financial institution in the Middle East, with nearly four decades of experience. It onboarded...

Learn more

Webinar: Drive End to End Customer Journey with Cloud Based- Lending platform for NBFCs and HFCs

Webinar

Drive End to End Customer Journey with Cloud Based- Lending...

On-Demand

Learn how you can ensure compliance and streamline the complete lending process, including pre-screening, application ...

eBook: Selecting the Right Loan Origination Software for the SBA’s Paycheck Protection Program (PPP)

eBook

Selecting the Right Loan Origination Software for the...

Read this eBook to discover the driving factors behind successful PPP lending and the ten must-have capabilities of an ...

Brochure: Newgen’s Solutions for Lending

Brochure

Newgen’s Solutions for Lending

Leverage scalable lending solutions to cater to all kinds of loans with a digital automation ...

Webinar: Handle PPP Loans proactively and efficiently with Newgen PPP LOS

Webinar

Handle PPP Loans proactively and efficiently with Newgen...

On-Demand

Attend this webinar to learn more about Newgen’s PPP Loan Origination Solution. Newgen’s Loan Origination ...