Commercial Loan Origination Software
Originate, process, disburse, and monitor commercial loans with our commercial loan origination software, built on a unified digital platform. Gain better insights into your high-profile accounts to enhance profitability and underwrite loans competitively. Leverage online, self-service portals for various stakeholders, including borrowers, brokers, appraisers, and more, to ensure seamless communication and request fulfillment. Achieve a faster go-to-market and stay on top of regulatory requirements, all while empowering your relationship managers with the tools to deliver an unparalleled customer experience.
Provisions for All Loan Types
- Automated segregation of loans based on loan value, loan type, and exposure
- Separate application, underwriting, risk rating, and approval workflow based on loan type
Portfolio Monitoring and Analysis
- Portfolio monitoring and automated tracking and retrieval of collaterals and covenants
- Automated validations, and customer alerts through the borrower portal, related to missing data and documents
Intelligent Underwriting and Risk Rating
- Underwriting module to adopt bank-specific spreading requirements, featuring templates for C&I and CRE
- Advanced analysis on global cash flows, global DSCR, discounted cash flows, property analysis, and stress testing
- Configurable loan presentation with pick-and-choose sections, spreads, and narrative
- Rule-based, configurable risk rating module and workflow-based exception management and tracking
Management of Leads and Customer Relationships
- Integrated CRM module to manage and review customer relationships
- Lead management capabilities, including lead creation, activity scheduling, reminders, and pipeline management
- Seamless flow of lead data and documents into loan origination system
Integrated Loan Closing
- Tight integration with industry standard document preparation engines for generating loan packages
- Automated requests to attorneys for document generation and coordination through attorney portal
- Integration with multiple third-party systems, including CRM, credit bureau, property appraisal services, OFAC, title searches, lien searches, document preparation engine, pricing engine, CECL, and HMDA compliance
Rapid Loan Origination and Renewal
- Instant loan booking with seamless two-way integration into the core banking system
- Fast-tracked loan review and renewal process with auto-data population and exception-based approvals
- Dashboards to generate operational, productivity, and investigative reports
- Personalized dashboards based on users’ profile
- Real-time alerts on critical business events, including non-compliance and delinquent loans
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