Streamlined Consumer Loan Origination

Automated financial analysis of applicant’s creditworthiness using transaction data, income and liabilities

Rule engine to assesses criteria such as credit score, and other predetermined parameters to identify STP cases or not eligible cases

Pre-built AI models act as a decision engine for streamlined loan approvals, reduced costs, and higher efficiency of the lending process

Flexible loan disbursement through single and multi-party payments, allowing payments to multiple beneficiaries

Customized plans for one-time or tranche disbursals for better efficiency of loan funds

Fraud identification and segmentation while conducting sensitivity analysis and utilizing standard risk management

Pre-defined bank-specific templates to maintain and segregate different types of documents and generate loan packages

Powerful underlying document management system to capture, generate, and extract data intelligently