The ROI Myopia in Consumer Lending

ROI Myopia in retail lending refers to the relatively narrow view of the impact of an Loan Origination System (LOS) on lending business. Whereas, today lenders need an ROI model that is relevant to their digital demands. In this viewpoint, we discuss the leverage points in LOS that lenders need to consider to extract the most out of their lending investments. Read this viewpoint to find out-

• Traditional models of calculating ROI
• A digital & holistic way to measure ROI for Loan Origination System (LOS)
• Positive and negative influencers of ROI
• Key costs and benefits under ROI for Consumer Lending