In today’s economic environment, marked by unexpected disruptions, the impact on cash flows can be immediate and severe. Financial institutions are urgently pushing for an agile and resilient approach to manage working capital, where rapid data analysis and informed decisions are critical. Modern commercial cash management solutions are setting new standards with intelligent capabilities and advanced security.
The latest Gartner® Market Guide for Commercial Banking Cash Management provides CIOs with insights to understand the provider landscape and rise of real-time data sharing via API, generative AI, and other innovations in cash management applications.
Key Trends in Cash Management
In the report, we find that Gartner® highlights the following trends that are driving change:
- Resilient architectures with microservices and cloud-native platforms to enable faster processing, enhance visibility, and facilitate seamless integration.
- Open banking and API ecosystems for seamless connectivity, access real-time information, and initiate payments.
- Generative AI capabilities that deliver real-time insights, predictive analytics, and personalized recommendations
Newgen in the Report
Newgen has been recognized as a Representative Vendor in Gartner® Market Guide for Commercial Banking Cash Management. To us, this recognition highlights our commitment to empowering banks with our AI-first, cloud-native NewgenONE platform to automate cash, payments, liquidity, and collections while enabling predictive insights, enhanced scalability, and stronger risk management.
Why We Think You Should Read This Report
The report provides CIOs and banking leaders with:
- Modernization Drivers: How legacy systems are being switched for AI-driven, platform-based, and blockchain/CBDC-enabled solutions that integrate workflows, data, and analytics.
- Mandatory and Common Features: The need for banks to prioritize core integration, compliance automation, liquidity pooling, cash forecasting, and advanced analytics to ensure resilience and regulatory alignment.
- Market Direction and Vendor Guidance: Gartner® recommends selecting vendors with resilience architectures, open banking ecosystems, user-centric design, and AI-driven differentiation.
Download the complete Gartner® Market Guide to explore the evolving vendor landscape and learn why Newgen was included as a Representative Vendor.
Disclaimer
Gartner®, Market Guide for Commercial Banking Cash Management, By Mary Yan, Derek Frost, 12 August 2025
GARTNER® is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. All rights reserved.
Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research.
