In 2021, RBI introduced Scale-based Regulation (c), which classified NBFCs into 4 supervisory layers – base, middle, upper, and top – based on size, activity, and perceived riskiness. In 2025-end, it began reviewing the framework again to tighten its supervision of NBFCs, following a number of financial scams in India.
In the inaugural episode of Learn with Newgen, Minakshi Kala, Head of Corporate Lending Automation (Banking CoE) at Newgen Software, simplifies the SBR framework, which is one of the most comprehensive regulatory overhauls in India’s financial sector history.
What the Episode Entails?
- What do the SBR layers mean for NBFCs
- What each layer means for your NBFC
- What triggered the SBR framework
- What tighter NBFC regulations mean for large banks
- How technology can help NBFCs maneuver through regulatory changes
What’s in it for You?
- Understand what RBI expects from each NBFC layer
- Proactively identify distress signals from defaulters with the help of intelligent Early Warning Systems
- Weigh the pros and cons before moving on to becoming a bank from an NBFC
- Explore how an integrated LOS, LMS, EWS, and Collections stack makes compliance a continuous, real-time activity
- Discover how NBFCs are taking faster credit decisions, launching products quickly, and going deep into segments banks won’t touch
About ‘Learn with Newgen’
‘Learn with Newgen’ is a masterclass series designed to spark meaningful conversations about operational transformation, innovation, and the future of intelligent enterprises.
Featuring subject matter experts across domain functions, the series will bring together real-world perspectives, industry insights, evolving compliance requirements, and practical approaches to solving modern enterprise challenges.
‘Learn with Newgen’ is a go-to knowledge platform for business leaders looking to stay ahead of what’s ahead. It also aims to offer a deeper look into Newgen’s thinking, expertise, and innovation ecosystem.
