Credit decisions shape growth, risk, and customer trust. Yet most systems still depend on rigid rules, siloed models, and opaque outcomes.NewgenONE Agentic Credit Decisioning Engine unifies explainable and actionable AI with predefined rules and real-time analytics to deliver faster, transparent, and compliant approvals, right from application initiation to loan disbursal.

Designed to help financial institutions with:

• Pre-qualified lending offers powered by soft credit scoring and predictive insights
• GenAI-driven verification and application enrichment with employment checks, summarization, and dropout prediction
• Cross-sell and up-sell recommendations based on borrower propensity to buy
• Dynamic rule and model orchestration for risk-based pricing and instant eligibility checks
• Embedded compliance and fraud detection for secure, policy-aligned lending.

Here is a short demo of our NewgenONE Agentic Credit Decisioning engine.