Underwriters now spend a large chunk of their week on admin tasks than on underwriting. Recent research found that over 40% of their time goes on responsibilities, including data entry, record keeping, and pricing risk. Much of that is checking the wording matches what was agreed. It never settles because wording tends to drift. A clause changes in one place but doesn’t update in another. A renewal template carries last year’s language. The gap remains unnoticed until a claim forces it. By then the version that went out is the one that counts.
This is not a filing challenge and a better version control alone won’t fix it. Leading insurers pulling ahead have stopped patching it team by team and started governing wording as one layer. The intent, assembly, and the issued document stay in sync from the core PAS to the policyholder’s hands. The eBook shows how that layer works and how it functions over a Guidewire or Duck Creek core without a rebuild.
Download the eBook to understand:
- The 4 stages of a drift from clean to exposed
- What it costs across claims, IT, and business growth
- How you can rewire a single source of truth with an orchestration layer
