82% TAT Reduction    |    73% Higher Digital Channel Conversion    |    80% Shorter Processing Times    |    240+ pre-built Integration Adaptors    |    82% TAT Reduction    |    73% Higher Digital Channel Conversion    |    80% Shorter Processing Times    |    240+ pre-built Integration Adaptors    |    82% TAT Reduction    |    73% Higher Digital Channel Conversion    |    80% Shorter Processing Times    |    240+ pre-built Integration Adaptors    |    82% TAT Reduction    |    73% Higher Digital Channel Conversion    |    80% Shorter Processing Times    |    240+ pre-built Integration Adaptors    |    82% TAT Reduction    |    73% Higher Digital Channel Conversion    |    80% Shorter Processing Times    |    240+ pre-built Integration Adaptors    |    82% TAT Reduction    |    73% Higher Digital Channel Conversion    |    80% Shorter Processing Times    |    240+ pre-built Integration Adaptors    |   

“By partnering with Newgen, we transformed our entire loan lifecycle, from origination to servicing and collections, into a unified, automated journey. Their integrated approach didn’t just solve individual challenges; it streamlined our operations end-to-end, setting a new benchmark for efficiency and control.”

Head of Retail Operations, A Leading German Auto Finance Company

Benefits of Newgen’s Vehicle Finance Solutions for NBFCs

  • Omnichannel Engagement: Deliver seamless lending experiences across branches, portals, and mobile devices with NewgenONE, ensuring consistent interactions for borrowers, dealers, and staff.
  • End-to-End Workflow Digitization: Eliminate manual bottlenecks by automating loan origination, management, and servicing processes for faster approvals and improved operational agility.
  • AI-Powered Efficiency: Reduce human errors and FTE costs with AI-driven underwriting, automated risk scoring, and intelligent credit decisioning throughout the vehicle finance lifecycle.
  • Rapid Product Rollout: Launch and scale new lending and leasing offerings swiftly using low-code configurability, prebuilt rules, and 240+ integration adaptors.
  • KPI-Driven Decisions: Empower business users and leadership with real-time dashboards and advanced reporting to monitor performance and make data-backed decisions.
  • Anytime, Anywhere Access: Equip staff, agents, and borrowers with secure, always-on access across channels for higher productivity, faster resolutions, and improved borrower satisfaction.
Consumer Lending

How Newgen Helps NBFCs with Lending, Leasing, and Collections

Unified Lending Lifecycle Automation

Manage end-to-end retail and dealer financing from origination and disbursal to servicing, collections, and recovery on a single low-code platform. Enable omnichannel onboarding, configurable workflows, and real-time tracking to drive efficiency and scale.

Intelligent Underwriting with Agentic Decisioning

Accelerate approvals using NewgenONE Agentic Credit Decisioning Engine (CDE). Automate loan policy enforcement, perform pre-screening, and route exceptions intelligently to ensure consistent, compliant, and faster disbursals.

Predictive Risk and Lending Optimization

Enhance credit quality and reduce defaults with advanced AI and ML models for risk scoring, fraud detection, cross-sell targeting, and NPA monitoring using the NewgenONE Agentic AI Modelling Studio.

Seamless Ecosystem Integration

Connect with over 240 systems, including KYC, credit bureaus, stamping platforms, and loan management systems, to ensure uninterrupted data flow, regulatory compliance, and rapid deployment.

Digitized Documentation and Automation

Automate the generation of all key loan and lease documents, including quotes, delivery orders, and sanction letters, using customizable templates and digital stamping for faster execution and reduced manual effort.

Personalization and Productivity through AI Agents

Use NewgenONE Marvin for smart document handling and NewgenONE LumYn for hyper-personalized campaigns and customer profiling using over 30 machine learning models and GenAI-powered Conversational AI.

Unified Lending Lifecycle Automation

Manage end-to-end retail and dealer financing from origination and disbursal to servicing, collections, and recovery on a single low-code platform. Enable omnichannel onboarding, configurable workflows, and real-time tracking to drive efficiency and scale.

Intelligent Underwriting with Agentic Decisioning

Accelerate approvals using NewgenONE Agentic Credit Decisioning Engine (CDE). Automate loan policy enforcement, perform pre-screening, and route exceptions intelligently to ensure consistent, compliant, and faster disbursals.

Predictive Risk and Lending Optimization

Enhance credit quality and reduce defaults with advanced AI and ML models for risk scoring, fraud detection, cross-sell targeting, and NPA monitoring using the NewgenONE Agentic AI Modelling Studio.

Seamless Ecosystem Integration

Connect with over 240 systems, including KYC, credit bureaus, stamping platforms, and loan management systems, to ensure uninterrupted data flow, regulatory compliance, and rapid deployment.

Digitized Documentation and Automation

Automate the generation of all key loan and lease documents, including quotes, delivery orders, and sanction letters, using customizable templates and digital stamping for faster execution and reduced manual effort.

Personalization and Productivity through AI Agents

Use NewgenONE Marvin for smart document handling and NewgenONE LumYn for hyper-personalized campaigns and customer profiling using over 30 machine learning models and GenAI-powered Conversational AI.

Explore Newgen’s Core Offerings for NBFC Vehicle Finance Solutions

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Request a demo to explore how our AI-powered solutions can help NBFCs with end-to-end journey automation for digital transformation.

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