Data Intelligence & Analytics for Banks
Data & Revenue Intelligence for Smarter Lending for Banks
Enable precise, real-time decisions driven by banking-tuned models that evolve with every interaction. Predict risk, personalize pricing, and drive conversions with data intelligence and analytics capabilities. From default prediction to cross-sell analytics, empower decision-making and customer engagement with real-time, data-driven precision.
Optimize lending outcomes with Newgen’s Data Intelligence and Analytics suite powered by AI/ML. Predict borrower default, dropout risk, and conversion potential in real time. Generate smart pricing strategies and personalized product offers. Enhance portfolio quality, reduce risk, and improve approval speed, driven by intelligent insights that elevate decision-making across the customer lifecycle.
Key Features of Newgen’s Data Intelligence for Banks
Probability of Default Prediction
Use ML algorithms to identify borrowers likely to default, enabling proactive risk mitigation, tailored interventions, and reduced non-performing assets (NPAs).
Application Dropout Risk Prediction
Predict when and why applicants are likely to abandon the journey. Optimize UX and engagement strategies to retain high-value leads and reduce attrition.
AI-based Risk Scorecard
Assess borrower creditworthiness with a dynamic risk scorecard powered by AI. Conduct real-time fraud checks, due diligence, and early warning alerts with built-in scoring logic.
Cross-sell & Upsell Analytics
Deliver personalized recommendations based on customer profiles and financial behavior. Improve conversion rates with probability-based lead scoring and offer relevance.
AI Pricing Engine
Generate optimal pricing insights, like interest rates or credit limits, based on risk, eligibility, and market trends. Deliver customer-favorable yet business-safe terms.
Lead Conversion Probability
Score each lead based on its likelihood to convert. Focus marketing and sales efforts on high-intent prospects, maximizing ROI and minimizing wasted outreach.
Fraud & Anomaly Detection
Uncover suspicious patterns and prevent fraud during the application journey with the sEarly Warning System AI Agent that continuously learns from historical and real-time data.
Decision Acceleration Dashboard
Visualize borrower-level risk, dropout triggers, pricing insights, and conversion likelihood in one AI-backed dashboard, enabling faster, smarter decision-making.
Probability of Default Prediction
Use ML algorithms to identify borrowers likely to default, enabling proactive risk mitigation, tailored interventions, and reduced non-performing assets (NPAs).
Application Dropout Risk Prediction
Predict when and why applicants are likely to abandon the journey. Optimize UX and engagement strategies to retain high-value leads and reduce attrition.
AI-based Risk Scorecard
Assess borrower creditworthiness with a dynamic risk scorecard powered by AI. Conduct real-time fraud checks, due diligence, and early warning alerts with built-in scoring logic.
Cross-sell & Upsell Analytics
Deliver personalized recommendations based on customer profiles and financial behavior. Improve conversion rates with probability-based lead scoring and offer relevance.
AI Pricing Engine
Generate optimal pricing insights, like interest rates or credit limits, based on risk, eligibility, and market trends. Deliver customer-favorable yet business-safe terms.
Lead Conversion Probability
Score each lead based on its likelihood to convert. Focus marketing and sales efforts on high-intent prospects, maximizing ROI and minimizing wasted outreach.
Fraud & Anomaly Detection
Uncover suspicious patterns and prevent fraud during the application journey with the sEarly Warning System AI Agent that continuously learns from historical and real-time data.
Decision Acceleration Dashboard
Visualize borrower-level risk, dropout triggers, pricing insights, and conversion likelihood in one AI-backed dashboard, enabling faster, smarter decision-making.
Benefits of Newgen’s Data Intelligence for Banks
Predict defaults and fraud early in the process, reducing NPAs and improving overall portfolio health.
Leverage AI-driven insights for faster, more confident lending decisions, without compromising compliance or accuracy.
Identify and recover high-value applicants at risk of dropping out, improving conversion rates across channels.
Unlock upsell and cross-sell opportunities by matching the right product to the right borrower, at the right time.
Ensure interest rates and terms are tailored to borrower risk and business goals, maximizing ROI on every loan.
Use AI to flag anomalies, verify data, and reduce exposure to fraudulent applications at any stage.
Free up credit analysts and underwriters with intelligent automation and AI-led scoring, allowing them to focus on complex, high-risk cases.
Deliver personalized, data-backed experiences that make your lending journeys smarter, faster, and more customer-centric than ever
Find Your Winning Strategy with Newgen
See how Newgen enables precise, real-time decisions driven by banking-tuned models that evolve with every interaction.
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