Smart. Scalable. Seamless.
Transforming Commercial Lending Solutions with AI-powered Automation
Leverage our AI agents to automate the commercial lending journey. With AI-driven financial spreading, credit decisioning, predictive risk analysis and document classification lenders can reduce manual effort, improve accuracy, and streamline risk assessment. Advanced AI models ensure faster, more consistent, and compliant lending decisions, enabling seamless, intelligent, and cost-efficient loan processing across digital and assisted channels.
“Newgen’s Commercial Banking solutions have transformed our operations. We’ve achieved 30% faster loan approvals and gained deeper business insights, all while maintaining seamless integration and regulatory compliance.”
Chief Operating Officer, Leading Indian Bank
Key Features of Newgen’s Agentic Journeys for Commercial Banking
Document Categorize, Summarize & Get Answers with AI
Get document intelligence for classification, summarization, and interactive Q&A with highlighted responses. Effortlessly compare versions, identify differences, and manage customer communications.
Automated Credit Decisioning & Underwriting
Make faster, risk-optimized lending decisions with AI-powered insights. Automate approvals using predefined rules, models, and risk thresholds while ensuring seamless credit policy alignment. Detect hidden risks, predict borrower performance, and reduce defaults with real-time AI-driven analytics, empowering smarter, faster, and more efficient commercial lending.
End-to-End Lending Automation
Transform risk assessment and credit decisioning with intelligent automation. From financial spreading to predictive risk analysis, AI streamlines workflows enhances accuracy and accelerates loan approvals. Advanced models adapt to market trends, ensuring compliance, minimizing revenue leakage, optimizing portfolio performance, and delivering smarter, faster, and more reliable lending decisions.
Loan Portfolio Optimization
Leverages NewgenONE LumYn for deep insights and actionable intelligence. Track covenants, loan transactions, and delinquencies, ensuring proactive risk management. With a 360° customer view, lenders can assess borrower behavior, portfolio health, and YOY trends. AI-powered risk analysis identifies early warning signals, while performance metrics drive data-backed decisions, optimizing lending strategies.
Financial Spreading
Automate data entry with 70% efficiency and nearly 100% accuracy. Leverage AI, OCR, and ML for seamless data extraction from financial statements into customizable templates. Perform financial ratio analysis, DSCR calculations, etc., and AI-powered creditworthiness assessments. Gain AI-driven insights on YOY financial trends. Visualize data with dynamic, interactive graphics for deeper analysis.
Document Categorize, Summarize & Get Answers with AI
Get document intelligence for classification, summarization, and interactive Q&A with highlighted responses. Effortlessly compare versions, identify differences, and manage customer communications.
Automated Credit Decisioning & Underwriting
Make faster, risk-optimized lending decisions with AI-powered insights. Automate approvals using predefined rules, models, and risk thresholds while ensuring seamless credit policy alignment. Detect hidden risks, predict borrower performance, and reduce defaults with real-time AI-driven analytics, empowering smarter, faster, and more efficient commercial lending.
End-to-End Lending Automation
Transform risk assessment and credit decisioning with intelligent automation. From financial spreading to predictive risk analysis, AI streamlines workflows enhances accuracy and accelerates loan approvals. Advanced models adapt to market trends, ensuring compliance, minimizing revenue leakage, optimizing portfolio performance, and delivering smarter, faster, and more reliable lending decisions.
Loan Portfolio Optimization
Leverages NewgenONE LumYn for deep insights and actionable intelligence. Track covenants, loan transactions, and delinquencies, ensuring proactive risk management. With a 360° customer view, lenders can assess borrower behavior, portfolio health, and YOY trends. AI-powered risk analysis identifies early warning signals, while performance metrics drive data-backed decisions, optimizing lending strategies.
Financial Spreading
Automate data entry with 70% efficiency and nearly 100% accuracy. Leverage AI, OCR, and ML for seamless data extraction from financial statements into customizable templates. Perform financial ratio analysis, DSCR calculations, etc., and AI-powered creditworthiness assessments. Gain AI-driven insights on YOY financial trends. Visualize data with dynamic, interactive graphics for deeper analysis.
Customers
