{"id":2143532317,"date":"2026-10-07T15:45:16","date_gmt":"2026-10-07T10:15:16","guid":{"rendered":"https:\/\/newgensoft.com\/resources\/"},"modified":"2026-10-12T15:15:32","modified_gmt":"2026-10-12T09:45:32","slug":"nbfc-risk-management-building-proactive-risk-intelligence","status":"publish","type":"podcast","link":"https:\/\/newgensoft.com\/resources\/nbfc-risk-management-building-proactive-risk-intelligence\/","title":{"rendered":"The NBFC Playbook: Navigating the New World of Risk Management\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">As NBFCs scale, digitise and adopt AI, the risk landscape is evolving just as quickly. New signals are emerging across customer behaviour, data, cybersecurity, operations, regulation and the wider ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The question is no longer just how quickly you can respond to risk. It is: <strong>Can you see it coming?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this episode of PowWow, Aditi Dahal, Senior Marketing Executive at Newgen Software, sat down with Abhishikta Munjal, Chief Risk Officer at Clix Capital, to explore how NBFCs can move from reactive risk management to proactive, connected risk intelligence, identifying signals earlier, bringing fragmented intelligence together and making faster, more informed decisions without compromising trust. Because staying ahead isn&#8217;t about predicting everything. It&#8217;s about being ready for what comes next.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Meet The Guest:<\/strong> <strong>Abhishikta Munjal<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Chief Risk Officer, Clix Capital<\/em><\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With nearly 25 years of experience in financial services and extensive experience across policy, credit audit and risk management, Abhishikta Munjal brings a seasoned perspective on how risk management is evolving across India&#8217;s lending landscape.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>From Reactive to Ahead of What&#8217;s Ahead<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Risk has evolved. What was once largely viewed through the lens of credit risk now extends across the enterprise, from fraud and cybersecurity to operations, liquidity, reputation, data and customer behaviour. For NBFCs, that means moving beyond isolated risk functions and toward connected intelligence. Beyond periodic reviews and toward real-time triggers. Beyond AI adoption and toward governed, explainable intelligence. The conversation explores how technology, analytics, AI and human judgment can work together to help NBFCs identify emerging risks, act earlier and build resilience for what lies ahead.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What&#8217;s Inside the Conversation<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seeing risk before it escalates:<\/strong> How early-warning signals, behavioural analytics and real-time triggers can help NBFCs identify stress before it becomes financial risk.<\/li>\n\n\n\n<li><strong>Connecting the dots:<\/strong> Risk doesn&#8217;t exist in isolation. Credit, fraud, compliance, cybersecurity and operations each see a part of the picture. The next step is bringing those signals together to create a more complete view of risk.<\/li>\n\n\n\n<li><strong>Building trust into AI:<\/strong> AI is becoming part of financial decision-making. But intelligence alone isn&#8217;t enough. How do institutions ensure AI is controlled, explainable and built around customer consent and trust?<\/li>\n\n\n\n<li><strong>Getting the decision right:<\/strong> Faster lending matters. But speed without accuracy can create new risks. The conversation explores how automation can accelerate credit decisions while keeping risk embedded within the journey.<\/li>\n\n\n\n<li><strong>Data that can stand behind the decision:<\/strong> The quality of a decision depends on the quality of the data behind it. From a single source of truth to traceability and audit trails, data governance becomes a critical part of risk governance.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>As NBFCs scale, digitise and adopt AI, the risk landscape is evolving just as quickly. New signals are emerging across customer behaviour, data, cybersecurity, operations, regulation and the wider ecosystem. The question is no longer just how quickly you can respond to risk. It is: Can you see it coming? In this episode of PowWow, [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":2143532318,"template":"","resources-topic":[339,416],"resources-group":[129,408],"class_list":["post-2143532317","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","resources-topic-nbfc","resources-topic-risk-management","resources-group-newgen-tv","resources-group-powwow"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The NBFC Playbook: Navigating the New World of Risk Management\u00a0 - Newgen Resources (DX++)<\/title>\n<meta name=\"description\" content=\"Learn how AI, data and connected risk intelligence can help NBFCs identify early warning signals, strengthen decisions and build resilience.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newgensoft.com\/resources\/nbfc-risk-management-building-proactive-risk-intelligence\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The NBFC Playbook: Navigating the New World of Risk Management\u00a0 - 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