Whitepaper: The ROI Myopia in Commercial Lending


The ROI Myopia in Commercial Lending

Is Traditional ROI for Commercial Lending Still Relevant?

Traditional way of calculating ROI of Commercial Lending technology falls short in today’s digital age. Traditionally, the scope of Loan Origination Systems was limited to internal opera­tions and functions. The scope of this model seems relatively narrow today with technology impacting various areas of business.

Moving on to a Digital Model of ROI Calculation

A broader ROI model is need­ed today to accurately gauge the impact of technology and to ensure that the right decisions are made. Some elements of this ROI model are- Lending Metrics and Linkage with Process Metrics, Compliance Metrics Risk Ratings, Time to Market for New Product Launches, etc.